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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Cash flows from operating activities:    
Net loss $ (178,928,000) $ (435,384,000)
Adjustments to reconcile net loss to net cash provided by operating activities:    
Depreciation and amortization 303,236,000 249,616,000
Amortization of discounts and premiums and other non-cash adjustments (357,116,000) (371,298,000)
Non-cash lease expense 114,067,000 70,958,000
Share-based compensation 944,514,000 794,794,000
Loss (gain) on revaluation of equity investments 16,838,000 (43,914,000)
Transaction, loan, and consumer receivable losses 485,005,000 395,433,000
Bitcoin impairment losses 0 37,580,000
Change in deferred income taxes (86,642,000) (47,503,000)
Changes in operating assets and liabilities:    
Settlements receivable (1,518,471,000) (793,460,000)
Purchases and originations of loans (5,896,371,000) (4,684,598,000)
Proceeds from payments and forgiveness of loans 5,575,440,000 4,643,899,000
Customers payable 1,390,888,000 599,886,000
Settlements payable 53,005,000 75,185,000
Other assets and liabilities 53,419,000 (360,660,000)
Net cash provided by operating activities 898,884,000 130,534,000 Close
Cash flows from investing activities:    
Purchases of marketable debt securities (934,904,000) (521,692,000)
Proceeds from maturities of marketable debt securities 994,740,000 769,276,000
Proceeds from sale of marketable debt securities 39,450,000 236,524,000
Proceeds from maturities of marketable debt securities from customer funds 0 73,000,000
Proceeds from sale of marketable debt securities from customer funds 0 316,576,000
Payments from originations of consumer receivables (16,401,673,000) (12,286,091,000)
Proceeds from principal repayments and sales of consumer receivables 16,814,089,000 12,538,992,000
Purchases of property and equipment (99,457,000) (121,709,000)
Purchases of other investments (7,277,000) (39,079,000)
Business combinations, net of cash acquired 0 539,453,000
Net cash provided by investing activities 404,968,000 1,505,250,000 Close
Cash flows from financing activities:    
Repayments of Paycheck Protection Program Liquidity Facility advances (16,840,000) (466,417,000)
Payments to redeem convertible notes (461,761,000) (1,071,788,000)
Proceeds from warehouse facilities borrowings 564,588,000 711,455,000
Repayments of warehouse facilities borrowings (967,655,000) (310,729,000)
Proceeds from the exercise of stock options and purchases under the employee stock purchase plan 70,416,000 49,233,000
Payments for tax withholding related to vesting of restricted stock units 0 (4,734,000)
Other financing activities (19,977,000) 0
Net increase in interest-bearing deposits 57,243,000 58,909,000
Change in customer funds, restricted from use in the Company's operations (266,587,000) 152,663,000
Net cash used in financing activities (1,040,573,000) (881,408,000) Close
Effect of foreign exchange rate on cash and cash equivalents (28,455,000) (94,972,000) Close
Net increase in cash, cash equivalents, restricted cash, and customer funds 234,824,000 659,404,000 Close
Cash, cash equivalents, restricted cash, and customer funds, beginning of the period 8,435,906,000 6,975,090,000
Cash, cash equivalents, restricted cash, and customer funds, end of the period 8,670,730,000 7,634,494,000
Reconciliation of cash, cash equivalents, restricted cash, and customer funds:    
Cash and cash equivalents 5,112,293,000 4,331,787,000
Short-term restricted cash 572,754,000 246,570,000
Long-term restricted cash 71,946,000 72,479,000
Customer funds cash and cash equivalents 2,913,737,000 2,983,658,000
Total $ 8,670,730,000 $ 7,634,494,000